
921 N ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169
Active1 days on marketListed Aug 14, 2026MLS #V4950551
Come see it
Upcoming open house
Sun, Aug 16
1:00 PM – 3:00 PM
Daily rentals permitted at this oceanfront beauty! Plus, it's on a double lot.
About this home
921 N ATLANTIC AVENUE
Luxury. Legacy. Location. The Mermaid Oceanfront House is a once-in-a-generation offering, set on a rare double oceanfront lot with *100 feet* of direct Atlantic frontage. Cherished by only two owners since it was built, this estate also permits *daily rentals*—an exceptionally rare privilege for a private oceanfront home. Whether envisioned as a legacy estate, an exclusive family retreat, or a luxury vacation rental with income potential, opportunities of this caliber are rarely available. Built on pilon construction, this classic seaside ranch embodies the charm of Old Florida with a relaxed Key West-inspired architecture, featuring sea foam colored lap siding, a welcoming covered entry, and a casual island aesthetic. Offered fully furnished, the home features three spacious bedrooms, each with breathtaking ocean views, and three beautifully appointed bathrooms, creating an ideal setting for family, guests, or vacation renters. Enter through the circular paver driveway and step into an expansive great room where floor-to-ceiling walls of glass frame the Atlantic and flood the living and dining areas with natural light. A striking whitewashed wood ceiling adds warmth, texture, and authentic coastal character, creating a seamless connection between the indoors and the ocean beyond. The light-filled kitchen beautifully captures the essence of coastal living, offering tranquil ocean views right from the kitchen sink. Soft seafoam-green cabinetry, accented with charming turtle-inspired hardware, sets a relaxed yet refined coastal tone. An impressive 11-foot center island, complemented by beach-inspired pendant lighting, anchors the space and provides generous room for gathering, entertaining and everyday living. Thoughtfully designed for both beauty and function, this inviting kitchen brings the coastal lifestyle into every detail. The thoughtfully designed floor plan embraces effortless indoor-outdoor living, where sea breezes, endless horizons, and the soothing sound of the surf become part of everyday life. Wake to spectacular sunrises from every bedroom, entertain just steps from the sand, or unwind while taking in panoramic ocean views that define this remarkable coastal retreat. The 100-foot oceanfront parcel is one of the property’s most extraordinary features. Double oceanfront lots are exceptionally scarce, offering unmatched privacy, expanded outdoor living, and exceptional flexibility for future expansion or redevelopment. Combined with the rare ability to permit daily rentals, this property stands in a class of its own appealing to those seeking both an extraordinary oceanfront lifestyle and a premier investment opportunity. Beyond this extraordinary estate lies the timeless charm of New Smyrna Beach, consistently recognized as one of Florida’s most desirable coastal destinations. From its vibrant downtown filled with award-winning restaurants, art galleries, boutique shopping, and year-round festivals to its miles of pristine beaches and laid-back coastal lifestyle, New Smyrna Beach offers an unmatched blend of sophistication and authenticity. Whether enjoying world-class surfing, boating, fishing, or simply embracing the relaxed rhythm of life by the sea, this remarkable community is as captivating as the home itself.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,608
Sqft
0.41 ac
Lot size
1977
Year built
One
Levels
$2,176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,117 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,117/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$2,176 vs $373
Days on market
1 vs 72 typical
Where $2,176/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 566% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 921 N ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$880,000
218 KIRKLAND ROAD · same community
2 bd · 2.5 ba · 1,616 sqft · $545/sqft · 181 DOM
Sold · May ’26$862,500
315 CRAWFORD ROAD · same community
3 bd · 2 ba · 1,392 sqft · $620/sqft · 18 DOM
Sold · Jan ’26$945,000
206 KIRKLAND ROAD · same community
4 bd · 3 ba · 1,940 sqft · $487/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 921 N ATLANTIC AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 921 N ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
921 N ATLANTIC AVENUE FAQs
What would the monthly payment be for 921 N ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 921 N ATLANTIC AVENUE?+
The most recent tax bill on record (2025) was $21,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $3,499,000, this home is listed about 566% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 921 N ATLANTIC AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,499,000 runs 566% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a New Smyrna Beach market that averages 72 — if it fits, move quickly.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Lori Brigley. MLS #V4950551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 921 N ATLANTIC AVENUE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kerry to ping you on any price or status change →


