Kerry Perro
$819,0003 bd2.5 ba1,889 sqft$434 /sqft$5,574 /mo all-in ↓

630 3RD AVENUE S, ST PETERSBURG, FL, 33701

Active2 days on marketListed Aug 11, 2026MLS #TB8533998

Townhouse3RD AVE TWNHMS

About this home

630 3RD AVENUE S

Virtually Staged. Timeless Elegance in the Heart of Downtown St. Petersburg Welcome to a residence where timeless architecture, sophisticated design, and an exceptional downtown lifestyle converge. Nestled within an intimate Mediterranean-inspired enclave, this beautifully appointed three-bedroom, three-bathroom townhome offers nearly 1,900 square feet of refined living, thoughtfully crafted for those who appreciate both luxury and convenience. Perfectly positioned just moments from Beach Drive, Central Avenue, the waterfront, and St. Petersburg’s celebrated culinary and arts districts, this residence offers a rare opportunity to enjoy one of Florida’s most vibrant downtowns from the comfort of a private, boutique community. Inside, light-filled interiors unfold with effortless elegance. Soaring ceilings, rich wide-plank flooring, elegant crown molding, and timeless architectural details create an atmosphere that is both warm and sophisticated. Designed for seamless entertaining and everyday living, the expansive open-concept floor plan flows beautifully from one space to the next. The chef’s kitchen is both functional and striking, featuring an oversized gathering island, premium stainless steel appliances, stone countertops, custom cabinetry, and designer lighting—creating a space equally suited for intimate dinners or lively gatherings with family and friends. The primary suite is a true sanctuary, offering generous proportions, abundant natural light, and a spa-inspired bath. A spacious guest suite enjoys its own private bath, while the third bedroom offers exceptional versatility as an executive office, private fitness studio, or additional guest accommodations. Above it all, an extraordinary private rooftop terrace redefines outdoor living. Framed by sweeping skyline views and unforgettable Florida sunsets, this remarkable retreat is designed for entertaining beneath the stars, enjoying morning coffee in the coastal breeze, or unwinding beside the warmth of a fire feature. Rarely found in downtown living, this rooftop sanctuary serves as an extension of the home’s elegant interior. Additional features include: Oversized attached garage with generous storage Private covered balcony Beautifully renovated bathrooms with contemporary finishes Dramatic spiral staircase serving as a striking architectural centerpiece Guest parking within the private motor court Lock-and-leave convenience with the privacy of a boutique townhome community Surrounded by award-winning restaurants, waterfront parks, marinas, museums, boutique shopping, and the energy of downtown St. Petersburg, this exceptional residence places the very best of the city just steps from your door while offering the peace and privacy of an exclusive residential enclave. Whether envisioned as a full-time residence, an elegant seasonal retreat, or a premier investment, this is a rare opportunity to own a home that perfectly balances timeless character, modern luxury, and an unparalleled downtown location. Sophisticated. Private. Exceptionally located. Welcome home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,889

Sqft

0.03 ac

Lot size

1

Garage

2007

Year built

Three Or More

Levels

$434

Per sqft

Inside

FlooringCeramic Tile · Laminate · Marble · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorBalcony · Courtyard · French Doors · Irrigation System · Permeable Paving · Rain Gutters · Sidewalk

Community & fees

HOA fee$174/mo
Taxes (2025)$6,167/yr
PetsCats OK, Dogs OK, Size Limit
CommunityIrrigation-Reclaimed Water · None · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Natural Gas Available · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,574 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,419
PMI (est., until 20% equity)$307
Property tax — 2025 actual bill$514
HOA fee — from the listing$174
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,900
Interest rate6.00%
Loan term

Estimated payment

$5,574/mo

Principal & interest$4,419
PMI (est., until 20% equity)$307
Property taxes (actual bill)$514
HOA / condo fee$174
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $819K
$661KedgeAI estimate $721,461 · range $688K$764K$852K

vs edgeAI estimate

+13.5%

$/sqft vs St Petersburg actives

$434 vs $336

Days on market

2 vs 58 typical

Where $434/sqft sits among the 400 St Petersburg actives

135
139
57 · this home
28
11
30
$135–272$272–409$409–545$545–682$682–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 630 3RD AVENUE S

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

226 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $819,000 · 2 days on market since
2007Built · 3RD AVE TWNHMS

Reality check

What actually sold near 630 3RD AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

626 3RD AVENUE SSold · Jun ’26

$700,000

626 3RD AVENUE S · same community

2 bd · 2.5 ba · 1,889 sqft · $371/sqft · 219 DOM

2101 QUEENSBORO AVENUE SSold · Jun ’26

$360,000

2101 QUEENSBORO AVENUE S

3 bd · 2 ba · 1,880 sqft · $191/sqft · 195 DOM

1851 13TH STREET SSold · Jan ’26

$347,328

1851 13TH STREET S

4 bd · 2.5 ba · 1,900 sqft · $183/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kerry Perro

Your agent

Kerry Perro

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 630 3RD AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 3RD AVENUE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kerry's phone and CRM.

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Straight answers

630 3RD AVENUE S FAQs

What would the monthly payment be for 630 3RD AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,574/mo — principal and interest, the actual property-tax bill, the $174/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 630 3RD AVENUE S?+

The association fee works out to $174 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 630 3RD AVENUE S?+

The most recent tax bill on record (2025) was $6,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 630 3RD AVENUE S?+

The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $819,000, this home is listed about 88% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 630 3RD AVENUE S?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ST PETE REALTY GROUP · Simon Amar. MLS #TB8533998.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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