4978 POINTE CIRCLE, OLDSMAR, FL, 34677
Active1 days on marketListed Jul 26, 2026MLS #TB8532798
About this home
4978 POINTE CIRCLE
Awesome executive home with 4/3/3 plus den/office in gated community in beautiful East Lake Woodlands. Ceramic tile, wood laminate and brand new carpet in all bedrooms. The entire interior has been freshly painted in neutral colors. Wood burning fireplace in the family room and a terrific in ground pool with screened enclosure and automatic pool cleaner. Home has just been professionally cleaned and is ready for immediate occupancy. Rent includes pool care, lawn maintenance, trash and recycling, and reclaimed water for irrigation. Great schools and great location!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,680
Sqft
0.22 ac
Lot size
3
Garage
1993
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside East Lake Woodlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
East Lake Woodlands — neighborhood snapshot
Population
7,647
Median age
53
Median income
$107,049
Median home value
$399,307
Avg household
2
Households w/ children
583
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$360K → $355K
Oldsmar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4978 POINTE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4978 POINTE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
4978 POINTE CIRCLE FAQs
What would the monthly payment be for 4978 POINTE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4978 POINTE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $4,200, this home is listed about 99% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4978 POINTE CIRCLE?+
Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OLDSMAR 34677 market on paper
$4,200 is 98% below the OLDSMAR 34677 median of $255,000, and at $2/sqft it sits under the Oldsmar average of $246.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Oldsmar market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BLAKE REAL ESTATE INC · Rick Watson. MLS #TB8532798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oldsmar homes, in your inbox
Like 4978 POINTE CIRCLE but not quite? A daily digest of every new listing in Oldsmar — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kerry to ping you on any price or status change →