3944 NE 7TH STREET, OCALA, FL, 34470
Active11 days on marketListed Jul 24, 2026MLS #TB8530972
About this home
3944 NE 7TH STREET
Turn-key and less than a mile to Ocala Golf Club! This 3-bedroom, 2-bath block ranch with a 2-car garage has the big-ticket items already done: NEW ROOF, fully renovated kitchen with shaker cabinets and stainless appliances, luxury vinyl plank flooring throughout, and a remodeled primary bath with a glass-enclosed shower. Vaulted ceilings and a fireplace anchor the bright living area, with a separate office space off it, and the split plan adds two guest bedrooms and a second full bath. Out back, a 19x12 screened lanai overlooks a fully fenced vinyl-privacy yard on a 0.41-acre lot - room for pets, play, or a future pool. NO HOA and Flood Zone X. City water and sewer. Minutes to downtown Ocala, Silver Springs State Park, and shopping. Move-in ready - schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,644
Sqft
0.41 ac
Lot size
2
Garage
1987
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Ocala actives
$189 vs $184
Days on market
11 vs 48 typical
Where $189/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3944 NE 7TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$450,000
3933 SE 13TH STREET
3 bd · 2 ba · 1,629 sqft · $276/sqft · 0 DOM
Sold · Sep ’25$350,000
3933 SE 13TH STREET
3 bd · 2 ba · 1,629 sqft · $215/sqft · 3 DOM
Sold · Jul ’26$269,000
1309 SE 43RD TERRACE
3 bd · 2 ba · 1,592 sqft · $169/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3944 NE 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3944 NE 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
3944 NE 7TH STREET FAQs
What would the monthly payment be for 3944 NE 7TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3944 NE 7TH STREET?+
The most recent tax bill on record (2025) was $1,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $309,900, this home is listed about 4% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3944 NE 7TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARPENTER REALTY GROUP · Tyler Carpenter. MLS #TB8530972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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