12245 ARMENIA GABLES CIRCLE UNIT 12245, TAMPA, FL, 33612
Active174 days on marketListed Feb 20, 2026MLS #TB8478024
About this home
12245 ARMENIA GABLES CIRCLE UNIT 12245
Welcome to this ground-floor, corner-unit condo that offers an open floor plan with soaring 12-foot vaulted ceilings with an abundance of natural light from the large windows. The kitchen features beautiful granite countertops with stainless-steel appliances. The living room and bedrooms feature newer laminate flooring (12/24), with tile in the dining room, kitchen and bathroom for easy maintenance. The oversized master bedroom is truly expansive and includes a double closet for optimal storage. Located in the desirable Carrollwood/Forest Hills area, this condo is close to shopping, dining, and major roadways. The community offers fantastic amenities including a pool, clubhouse, and fitness center. The HOA fees provide exceptional value, covering water/sewer, trash, exterior maintenance, lawn care, pest control, and insurance. Allowing for a hassle-free lifestyle with fewer out-of-pocket expenses. Don’t miss out on this incredible opportunity to own a stylish and well-located condo with low-maintenance living! Schedule your showing today!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.2%
$/sqft vs Tampa actives
$177 vs $299
Days on market
174 vs 43 typical
Where $177/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12245 ARMENIA GABLES CIRCLE UNIT 12245
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$192,500
12231 ARMENIA GABLES CIRCLE · same community
2 bd · 2 ba · 1,492 sqft · $129/sqft · 8 DOM
Sold · Jan ’26$340,000
10235 N FLEETWOOD DRIVE
2 bd · 1.5 ba · 1,118 sqft · $304/sqft · 3 DOM
Sold · Jan ’26$215,000
10312 N OAKLEAF AVENUE
2 bd · 1 ba · 1,147 sqft · $187/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12245 ARMENIA GABLES CIRCLE UNIT 12245 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12245 ARMENIA GABLES CIRCLE UNIT 12245 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
12245 ARMENIA GABLES CIRCLE UNIT 12245 FAQs
What would the monthly payment be for 12245 ARMENIA GABLES CIRCLE UNIT 12245?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12245 ARMENIA GABLES CIRCLE UNIT 12245?+
The most recent tax bill on record (2024) was $1,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12245 ARMENIA GABLES CIRCLE UNIT 12245?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $199,400, this home is listed about 56% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12245 ARMENIA GABLES CIRCLE UNIT 12245?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33612 market on paper
$199,400 is 36% below the TAMPA 33612 median of $311,592, and at $177/sqft it sits under the Tampa average of $344.
02Time on market is leverage
174 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $214,900, now $199,400 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Dean Aaron Waters. MLS #TB8478024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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