1177 LIZA STREET, ST CLOUD, FL, 34771
Active62 days on marketListed Jun 3, 2026MLS #S5151168
Come see it
Upcoming open house
Sat, Aug 8
11:30 AM – 2:30 PM
About this home
1177 LIZA STREET
Price Reduced! Excellent Opportunity! Motivated seller. Charming 3-Bed, 2-Bath Single-Family Home on 0.76 Acres – Move-In Ready! This beautifully updated one-story home offers 1,470 sq ft of comfortable living space and a total area of 3,174 sq ft with 3 spacious bedrooms and 2 full baths. Recently renovated with fresh interior paint, new flooring, new appliances, and a brand-new AC system, this home is ready for you to move right in. Nestled on a generous 0.76-acre lot with no HOA and located on a quiet dead-end street, this property offers peace, privacy, and plenty of outdoor space. A detached 3-car/RV garage provides excellent storage and parking options. Conveniently located just minutes from Downtown St. Cloud and East Lake Toho, with quick access to Highway 192, local hospitals, restaurants, shopping, and only 20 minutes to the international airport. Don’t miss this rare opportunity to own a private, updated home in a prime location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
0.76 ac
Lot size
5
Garage
1988
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.3%
$/sqft vs St Cloud actives
$293 vs $219
Days on market
62 vs 43 typical
Where $293/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $406K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
212 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1177 LIZA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
1220 MYRTLE AVENUE · same community
3 bd · 2.5 ba · 1,544 sqft · $236/sqft · 14 DOM
Sold · Oct ’25$338,000
1020 MYRTLE AVENUE · same community
3 bd · 2 ba · 1,396 sqft · $242/sqft · 21 DOM
Sold · Jul ’26$285,000
2463 DATURA LOOP
2 bd · 2 ba · 1,464 sqft · $195/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1177 LIZA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1177 LIZA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
1177 LIZA STREET FAQs
What would the monthly payment be for 1177 LIZA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1177 LIZA STREET?+
The most recent tax bill on record (2025) was $5,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1177 LIZA STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $430,000, this home is priced right at the St Cloud median.
Which schools are assigned to 1177 LIZA STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP. · Clarissa Estevez. MLS #S5151168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1177 LIZA STREET but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kerry to ping you on any price or status change →