Kerry Perro
$375,000$410,0004 bd2 ba1,767 sqft$212 /sqft$3,106 /mo all-in ↓

1177 FOX HEDGE LANE, ST CLOUD, FL, 34771

Active289 days on marketListed Oct 8, 2025MLS #S5136265

Priced 12% below the ST CLOUD 34771 medianReduced $35KSingle Family ResidencePRAIRIE OAKS

About this home

1177 FOX HEDGE LANE

Motivated Seller Just reduced. Property sold As-Is is like new.Welcome to Prairie Oaks by Dream Finders Homes, a stunning new single-family home community located off Narcoossee Road in the growing area of St. Cloud. With design upgrades and lot already included in the price, these homes bring the perfect mix of value, style, and convenience. Prairie Oaks was created for today’s lifestyle, offering floorplans that combine open spaces, flexibility, and modern finishes to make every day more comfortable. The community’s prime location gives you easy access to SR-417, SR-528, US-192, and the Florida Turnpike, making commuting simple and stress-free. In less than 20 minutes you can reach Lake Nona’s Medical City and Orlando International Airport, and in about 35 minutes you’ll arrive at Walt Disney World. Universal Studios, SeaWorld, and all of Orlando’s top attractions are also within driving distance. For daily needs, you’ll find Publix, Walmart, Aldi, Target, pharmacies, banks, and highly rated schools just minutes away. Outdoor enthusiasts will enjoy nearby lakes, parks, golf courses, and nature trails. At Prairie Oaks, you’re not just buying a house—you’re choosing a lifestyle. The combination of a peaceful neighborhood, unmatched connectivity, and modern home design makes this the premier new community in St. Cloud.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,767

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

One

Levels

$212

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Open Floorplan · Smart Home · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorGarden · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2024)$4,947/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,106 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$412
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,106/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$412
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $414,477 · range $413K$419K$435K

vs edgeAI estimate

−9.5%

$/sqft vs PRAIRIE OAKS

$212 vs $228

Days on market

289 vs 33 typical

Where $212/sqft sits among the 10 homes for sale in PRAIRIE OAKS

4
0 · this home
3
0
0
3
$186–202$202–217$217–233$233–248$248–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 1177 FOX HEDGE LANE

Drive times from this address

Orlando Int’l Airport (MCO)36 min
Downtown Orlando41 min
Walt Disney World47 min
Universal Orlando48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

4 of 10

PRAIRIE OAKS have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $35K
Oct 8, 2025Listed at $410,000 · 289 days on market since
2023Built · PRAIRIE OAKS

Reality check

What actually sold near 1177 FOX HEDGE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1192 SABLE GLEN DRIVESold · Jul ’25

$420,000

1192 SABLE GLEN DRIVE · same community

4 bd · 2 ba · 1,846 sqft · $228/sqft · 110 DOM

5807 WALLIS LANESold · Jan ’26

$399,990

5807 WALLIS LANE · same community

4 bd · 2.5 ba · 1,917 sqft · $209/sqft · 52 DOM

5793 TIMBER MEADOW WAYSold · Feb ’26

$493,950

5793 TIMBER MEADOW WAY · same community

4 bd · 2 ba · 2,014 sqft · $245/sqft · 192 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kerry Perro

Your agent

Kerry Perro

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1177 FOX HEDGE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1177 FOX HEDGE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kerry's phone and CRM.

Goes straight to Kerry’s phone and CRM.

Straight answers

1177 FOX HEDGE LANE FAQs

What would the monthly payment be for 1177 FOX HEDGE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,106/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1177 FOX HEDGE LANE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1177 FOX HEDGE LANE?+

The most recent tax bill on record (2024) was $4,947. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1177 FOX HEDGE LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1177 FOX HEDGE LANE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34771 market on paper

$375,000 is 12% below the ST CLOUD 34771 median of $425,000, and at $212/sqft it sits under the St Cloud average of $236.

02Time on market is leverage

289 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $410,000, now $375,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of ODRY VARGAS REALTY GROUP · Gonzalo Lopez. MLS #S5136265.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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