2086 STARBOARD DRIVE, GENEVA, FL, 32732
Active1 days on marketListed Aug 3, 2026MLS #OM729672
About this home
2086 STARBOARD DRIVE
PRICE IMPROVEMENT! Don't miss this exceptional waterfront home in Geneva offering direct access to the St. Johns River from your own backyard! Located in the desirable Palm Shadows community, this canal-front property features approximately 80 feet of waterfront, a private dock, boathouse with motorized lift, and plenty of space to enjoy boating, fishing, kayaking, and the Florida lifestyle. Inside, you'll find a bright, inviting floor plan with comfortable living spaces designed for everyday living or weekend escapes. Situated on a peaceful lot with no HOA and no known lease restrictions, this property offers the perfect combination of privacy, flexibility, and outdoor recreation. Conveniently located near Orlando, Sanford, and the beaches while surrounded by the natural beauty of Geneva, this is a rare opportunity to own a move-in-ready waterfront home with boat access to the St. Johns River.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.35 ac
Lot size
2000
Year built
Two
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,223 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,223/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $695K
Geneva median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2086 STARBOARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2086 STARBOARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
2086 STARBOARD DRIVE FAQs
What would the monthly payment be for 2086 STARBOARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,223/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2086 STARBOARD DRIVE?+
The most recent tax bill on record (2025) was $4,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $424,000, this home is listed about 35% below the Geneva median of $650,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2086 STARBOARD DRIVE?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GENEVA 32732 market on paper
$424,000 is 4% below the GENEVA 32732 median of $439,888, and at $302/sqft it sits under the Geneva average of $414.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Geneva market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WEST BROWARD REALTY AND PROPERTY MANAGEMENT · Allyson Pagley. MLS #OM729672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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