3641 PEONY COURT SE, PALM BAY, FL, 32909
Active17 days on marketListed Jul 30, 2026MLS #O6427868
About this home
3641 PEONY COURT SE
Discover this charming move-in ready home in Palm Bay, featuring 4 bedrooms and 2 bathrooms. Enjoy serene water views of the St. John River Preserve from your backyard, where a peaceful outdoor space awaits. The open-concept layout creates a natural flow, with the centrally located kitchen boasting an island and seating that overlooks the main living areaideal for both relaxed evenings and entertaining guests. Step outside to the screened lanai and patio, perfect for unwinding while taking in the tranquil water scenery. The owner's suite offers privacy, water views, and a spacious walk-in shower, while two front bedrooms share a full bath. A versatile fourth room can serve as an office, guest room, or hobby space. Additional conveniences include a laundry area, pantry, two-car garage, and nearby amenities like a pool and playground. Conveniently located close to shopping and I-95, this home combines comfort, practicality, and scenic beauty. Schedule your private tour today and experience it firsthand. Resident Benefit Package: $49.00-month. Includes HVAC air filter delivery, Tenant Liability Insurance, Credit Reporting, Tenant Rewards Program, and much more! This property is eligible for deposit alternative coverage in lieu of a security deposit. For information and enrollment, please contact our leasing team and enjoy a deposit-free renting experience.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,934
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$1 vs $207
Days on market
17 vs 42 typical
Where $1/sqft sits among the 369 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
94 of 369
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 3641 PEONY COURT SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$323,000
2361 COGAN DRIVE SE UNIT 32
3 bd · 2 ba · 1,684 sqft · $192/sqft · 112 DOM
Sold · Jun ’26$355,000
2180 COGAN DRIVE SE
4 bd · 2.5 ba · 1,657 sqft · $214/sqft · 41 DOM
Sold · Apr ’26$264,876
1381 WASHBURN STREET SE
3 bd · 2 ba · 1,535 sqft · $173/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3641 PEONY COURT SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3641 PEONY COURT SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
3641 PEONY COURT SE FAQs
What would the monthly payment be for 3641 PEONY COURT SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3641 PEONY COURT SE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $2,099, this home is listed about 99% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3641 PEONY COURT SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SPECIALIZED PROPERTY MANAGEMENT · Nancy Guadagnino. MLS #O6427868.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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