865 BELLES FERRY LOOP, SANFORD, FL, 32771
Active1 days on marketListed Jul 25, 2026MLS #O6426418
About this home
865 BELLES FERRY LOOP
Welcome to a beautifully maintained townhome located in the highly sought- after community of Savannah Park at Heathrow. This charming 2 bedroom 2 1/2 bath residence offers the perfect blend of comfort, style, and convenience, ideal for both everyday living and entertaining. The kitchen boasts Quartz Counter Tops, modern appliances, 42 in cabinetry, pantry, a Breakfast Bar that allows you to overlook the large family room. Whole house Kinetico Soft Water System is installed. More storage can easily be found in the interior laundry room just off the kitchen. The townhome offers generously sized bedrooms, on the second floor, including a primary bedroom complete with a private bath and ample closet space. The additional bedroom provides flexibility for guests, a home office, or a growing family. There is a large loft flex space on the second floor. Enjoy Florida living at its best with outdoor space perfect for morning coffee or evening gatherings. Situated in Savannah Park, residents benefit from a welcoming neighborhood atmosphere, tree lined streets . Community is very close to all major roadways- I-4, 417, 429, and has access to lots of shopping, dining, and Top-Rated Schools. Conveniently located near from Downtown Sanford, Deland, Daytona Beach, New Smyrna Beach, Disney, and Universal. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this townhome is a must-see. Schedule your private showing today and experience all this this wonderful property has to offer! ACT FAST- This property is sure to sell quickly.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,515
Sqft
0.05 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$231 vs $217
Days on market
1 vs 29 typical
Where $231/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
206 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 865 BELLES FERRY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
6104 SAINT JULIAN DRIVE · same community
3 bd · 2.5 ba · 1,509 sqft · $232/sqft · 46 DOM
Sold · Nov ’25$365,000
955 BELLES FERRY LOOP · same community
3 bd · 2.5 ba · 1,541 sqft · $237/sqft · 50 DOM
Sold · Mar ’26$375,000
533 TELFAIR SQUARE COURT · same community
3 bd · 3 ba · 1,912 sqft · $196/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 865 BELLES FERRY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 865 BELLES FERRY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
865 BELLES FERRY LOOP FAQs
What would the monthly payment be for 865 BELLES FERRY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,096/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 865 BELLES FERRY LOOP?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 865 BELLES FERRY LOOP?+
The most recent tax bill on record (2025) was $4,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 865 BELLES FERRY LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $350,000, this home is listed about 4% below the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 865 BELLES FERRY LOOP?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Amy Perlstein. MLS #O6426418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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