3575 MICHIGAN AVENUE, ST CLOUD, FL, 34769
Active94 days on marketListed Apr 29, 2026MLS #O6403048
About this home
3575 MICHIGAN AVENUE
Spacious and versatile, this unique 2-acre property in the heart of Saint Cloud offers endless possibilities for multi-generational living, a home-based business, or anyone needing extra space for vehicles, boats, RVs, trailers, or recreational toys. The property features 5 bedrooms and 3 bathrooms, including a private mother-in-law suite with its own living space, perfect for extended family or guests. With 2 full kitchens, there is plenty of room for comfortable everyday living and entertaining. Outside, you’ll find a 2-car garage, 2-car carport, and a large workshop offering excellent storage, workspace, or hobby potential. The expansive acreage provides plenty of parking and room to spread out while still being conveniently located near shopping, dining, schools, and major roadways. If you’ve been searching for space, flexibility, and opportunity in Saint Cloud, this property is a must-see!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,817
Sqft
2.01 ac
Lot size
2
Garage
1966
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,516 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,516/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs S L & I C
$160 vs $326
Days on market
94 vs 33 typical
Where $160/sqft sits among the 40 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
20 of 40
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3575 MICHIGAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$800,000
4121 ALBRITTON ROAD · same community
4 bd · 3 ba · 3,354 sqft · $239/sqft · 46 DOM
Sold · Jun ’26$857,500
3740 KISSIMMEE PARK ROAD · same community
4 bd · 3.5 ba · 3,344 sqft · $256/sqft · 142 DOM
Sold · Apr ’26$1,200,000
4355 LAKE GENTRY ROAD · same community
4 bd · 4.5 ba · 3,173 sqft · $378/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3575 MICHIGAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3575 MICHIGAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
3575 MICHIGAN AVENUE FAQs
What would the monthly payment be for 3575 MICHIGAN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3575 MICHIGAN AVENUE?+
The most recent tax bill on record (2025) was $10,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $609,500, this home is listed about 43% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3575 MICHIGAN AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$609,500 runs 130% above the ST CLOUD 34769 median — but at 3,817 sqft it's also nearly twice the size of the typical St Cloud listing.
02Time on market is leverage
94 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $649,000, now $609,500 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Mike Rance. MLS #O6403048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 3575 MICHIGAN AVENUE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kerry to ping you on any price or status change →