1028 HICKORY ROAD, OCALA, FL, 34472
Active129 days on marketListed Mar 26, 2026MLS #GC538877
About this home
1028 HICKORY ROAD
Discover this 3-bedroom, 2-bath home in the Lake Joy/Magic Lake Communities of Silver Springs Shores. Situated on a corner lot, the residence features a single-car garage, spacious living and dining areas, and updated bathrooms. The kitchen includes new cabinets and counters, a pantry, new flooring and a side-by-side refrigerator with ice on the door. Washer and dryer are present (not warranted). Enjoy community water and lake views plus access to the community center with membership, HOA park and playground, and HOA trash service. Association approval is required. ** Ask us about our security deposit plan** **Residents are enrolled in the Resident Benefits Package (RBP) for $39.95/month which includes renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application. **
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,204
Sqft
0.34 ac
Lot size
1
Garage
1985
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SILVER SPGS SHORES UN 28
$1 vs $201
Days on market
129 vs 43 typical
Where $1/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 6
SILVER SPGS SHORES UN 28 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1028 HICKORY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$184,000
303 OAK TRACK PASS · same community
3 bd · 2 ba · 1,148 sqft · $160/sqft · 62 DOM
Sold · Dec ’25$138,000
1012 HICKORY ROAD · same community
3 bd · 2 ba · 1,272 sqft · $108/sqft · 67 DOM
Sold · Feb ’26$235,000
4 HICKORY TRACK TRACE · same community
3 bd · 2 ba · 1,274 sqft · $184/sqft · 319 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1028 HICKORY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1028 HICKORY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
1028 HICKORY ROAD FAQs
What would the monthly payment be for 1028 HICKORY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1028 HICKORY ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,575, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1028 HICKORY ROAD?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP - PROPERTY · Julie Martinez. MLS #GC538877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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