46 FURNESS PLACE, PALM COAST, FL, 32137
Active9 days on marketListed Aug 3, 2026MLS #FC320393
About this home
46 FURNESS PLACE
Experience the best of modern Florida living in this custom 4-bedroom, 3-bathroom residence, nestled on a quiet cul-de-sac in one of Palm Coast’s most beautiful neighborhoods. Built just 3 years ago, this home blends timeless elegance with the convenience of new construction. Step through the grand entrance and be greeted by soaring ceilings and 8-ft doors, creating an atmosphere of sophistication and space. The open-concept design flows seamlessly from the designer kitchen with premium finishes into expansive living and dining areas, perfect for both intimate gatherings and large-scale entertaining. The owner’s suite is a private retreat, complete with a spa-inspired bathroom and a generous walk-in closet. Three additional bedrooms and two full bathrooms provide luxurious accommodations for family or guests. Situated on a quiet cul-de-sac, this property offers privacy and tranquility, while remaining just minutes from pristine beaches, world-class golf, dining, and shopping. The neighborhood itself is one of Palm Coast’s most desirable, offering both elegance and community charm
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,691
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,216 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,216/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs PALM HARBOR
$223 vs $241
Days on market
9 vs 49 typical
Where $223/sqft sits among the 19 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 19
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 46 FURNESS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$405,000
109 COCHISE COURT · same community
3 bd · 3 ba · 2,679 sqft · $151/sqft · 69 DOM
Sold · Dec ’25$395,000
47 FOLCROFT LANE · same community
3 bd · 3 ba · 2,669 sqft · $148/sqft · 17 DOM
Sold · Jun ’26$835,000
101 COVINGTON LANE · same community
4 bd · 2.5 ba · 2,661 sqft · $314/sqft · 262 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 46 FURNESS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 46 FURNESS PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
46 FURNESS PLACE FAQs
What would the monthly payment be for 46 FURNESS PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,216/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 46 FURNESS PLACE?+
The most recent tax bill on record (2024) was $7,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $600,000, this home is listed about 50% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 46 FURNESS PLACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM COAST REAL ESTATE COMPANY · Marina Yfrah. MLS #FC320393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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