20430 EDGEWATER DRIVE, PORT CHARLOTTE, FL, 33952
Active44 days on marketListed Jul 1, 2026MLS #A4698645
About this home
20430 EDGEWATER DRIVE
Rare oversized DOUBLE LOT (.56 acre) directly across from Veterans Memorial Park! This updated 3BR/2BA home with 1-car garage offers space, privacy, and prime Port Charlotte location minutes to Charlotte Harbor. Bright open floor plan with tile throughout — NO CARPET. Remodeled kitchen with refreshed cabinetry, newer appliances, and ample counter space. Private primary suite with updated en suite; two flexible bedrooms perfect for guests or an office. Screened lanai and HUGE fenced yard with room for boats, toys, or a garden. 2022 roof, fresh paint, and modern finishes make it move-in ready — ideal as a primary home, seasonal retreat, Airbnb, or investment. Steps to walking trails, fishing, kayaking, and the public boat ramp. Close to marinas, golf, shopping, dining, and US-41/I-75. The Florida lifestyle you've been searching for!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,510
Sqft
0.56 ac
Lot size
1
Garage
1971
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,136 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,136/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs PORT CHARLOTTE SEC 005
$165 vs $191
Days on market
44 vs 59 typical
Where $165/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 005
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 9
PORT CHARLOTTE SEC 005 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20430 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$193,000
187 WALNUT AVENUE NW · same community
2 bd · 1.5 ba · 1,498 sqft · $129/sqft · 68 DOM
Sold · Jan ’26$280,000
11100 VANESSA AVENUE · same community
3 bd · 2 ba · 1,550 sqft · $181/sqft · 35 DOM
Sold · May ’26$245,000
234 SHADOW STREET NW · same community
3 bd · 2 ba · 1,423 sqft · $172/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20430 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20430 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
20430 EDGEWATER DRIVE FAQs
What would the monthly payment be for 20430 EDGEWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,136/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20430 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $4,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20430 EDGEWATER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $249,900, this home is listed about 24% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20430 EDGEWATER DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Pamela Williams, PLLC. MLS #A4698645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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