10116 CROSS RIVER TRAIL, PARRISH, FL, 34219
Active167 days on marketListed Feb 4, 2026MLS #A4681032
About this home
10116 CROSS RIVER TRAIL
Model-home vibes… without the wait, the dust, or the design decisions. Welcome to 10116 Cross River Trail—an almost-new, 2025 Neal-built home in Wildleaf at North River Ranch that’s still under builder warranty and truly move-in ready. This 4-bedroom, 2.5-bath beauty is packed with upgrades that make it feel finished, polished, and way more “wow” than your average new build. Step inside to a light, bright interior with custom accent walls, board-and-batten detailing, and upgraded lighting and fans throughout—giving you that curated look buyers love (without spending your weekends at Home Depot). Bonus: no carpet on the first floor. The layout is a game-changer with two separate living areas—perfect for entertaining, movie nights, a playroom, or giving everyone their own space without feeling disconnected. The kitchen anchors it all with soft-close cabinetry, tons of storage, and gas cooking with gas appliances, flowing seamlessly into the main living area for easy everyday living and hosting. The primary suite is conveniently located on the first floor, offering privacy, a generous walk-in closet, and a setup that makes mornings feel calmer and more efficient. Out back, the screened lanai is already pre-plumbed for an outdoor kitchen—ready for your Florida lifestyle glow-up. Add the epoxied garage floor, and the “this one has it all” box is officially checked. Living in North River Ranch means next-level amenities: three amenity centers, including the brand-new Camp Creek. You’re also zoned for Barbara Harvey Elementary and the future middle school. And the cherry on top? An incredibly low HOA of just $108 per year. If you want like-new—without waiting months to build and then spending more money on upgrades—this is the one.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,431
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19%
$/sqft vs NORTH RIVER RANCH PH IV-A
$214 vs $229
Days on market
167 vs 42 typical
Where $214/sqft sits among the 9 homes for sale in NORTH RIVER RANCH PH IV-A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 9
NORTH RIVER RANCH PH IV-A have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10116 CROSS RIVER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$470,000
10141 SPRUCE RIVER WAY · same community
4 bd · 2.5 ba · 2,431 sqft · $193/sqft · 97 DOM
Sold · Jun ’26$590,000
10103 HAMMOCK BROOK DRIVE · same community
3 bd · 2.5 ba · 2,309 sqft · $256/sqft · 119 DOM
Sold · Dec ’25$550,000
10031 CROSS RIVER TRAIL · same community
3 bd · 2.5 ba · 2,207 sqft · $249/sqft · 457 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kerry Perro
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10116 CROSS RIVER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10116 CROSS RIVER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kerry's phone and CRM.
Straight answers
10116 CROSS RIVER TRAIL FAQs
What would the monthly payment be for 10116 CROSS RIVER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,765/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10116 CROSS RIVER TRAIL?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10116 CROSS RIVER TRAIL?+
The most recent tax bill on record (2024) was $3,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10116 CROSS RIVER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $520,000, this home is listed about 23% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10116 CROSS RIVER TRAIL?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$520,000 runs 25% above the PARRISH 34219 median.
02Time on market is leverage
167 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $520,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INNOVATE REAL ESTATE · Jennifer Young. MLS #A4681032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Parrish homes, in your inbox
Like 10116 CROSS RIVER TRAIL but not quite? A daily digest of every new listing in Parrish — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kerry to ping you on any price or status change →